Tuesday, March 8, 2016
Simple plumbing tricks you can (really!) do yourself
Whether it's a problem with your sink, toilet or pipes, a typical plumbing service call can set you back about $150.
But there's hope: Some of these issues are actually easy and inexpensive to fix on your own. And if we can do it, so can you.
Leaky toilets are a common issue and can raise your water bill. But how do you know you if even have a leak?
Here's a simple test: Put a few drops of food coloring in the tank and wait 15 minutes. If you see any color appear in the water below, chances are you have a leak. The culprit may be a worn-out flapper in the tank. Luckily, they're easily replaceable for less than $3.
Monday, March 7, 2016
Drug Retail Prices More Than Double in 7 Years, AARP Says
Retail drug prices, on average, more than doubled over a seven-year period, according to data from AARP.
The nonprofit's latest Rx Price Watch report, which tracks prescription drugs widely used by older Americans, found that the retail cost of prescription drug therapy reached an average of $11,341 per drug, per year in 2013.
That's up from an average of $5,571 in 2006, when Medicare implemented its prescription drug benefit, Medicare Part D.
Leigh Purvis, director of health services research in AARP's Public Policy Institute, tells the Associated Press:
Sunday, March 6, 2016
The Voice Cambodia (Lady)
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Saturday, March 5, 2016
Winners and Losers in J.D. Power's 2016 Vehicle Dependability Study
It's no secret that automakers competing in the U.S., as well as globally, want to attract younger and more affluent customers. The good news for them is that technology and infotainment systems, which connect your car to your smartphone or other mobile devices, continue to attract both types of consumers to dealerships. But there's a downside.
Many of these technologies are buggy, and are driving up the number of reported problems with vehicles. That's apparent in J.D. Power's recently released Vehicle Dependability Study. Here's a look at how automakers stacked up in the rankings, and why it matters.
U.S. Added 242,000 Jobs in February, Easing Recession Concerns
he U.S. added 242,000 jobs in February, a healthy number – easily exceeding analysts’ expectations -- that should help ease concerns the economy is falling back into a recession.
The headline unemployment rate was 4.9%, the lowest level in eight years. Analysts had predicted 190,000 new jobs last month at that the unemployment rate would hold steady at 4.9%.
The labor force participation rate also ticked higher to 62.9%, according to data released Friday by the U.S. Labor Department, a positive sign that thousands of workers have gotten off the sidelines and re-entered the workforce. And job creation in December and January was revised higher, adding 30,000 additional jobs for the two-month period.
Friday, March 4, 2016
Russia & China Vs USA WW3 | United States Army VS Chinese
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Happy New Year 2016 Town CD Vol 91
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One Weird (and Infuriating) Reason You May Pay More for Car Insurance
Meet "Sally" and "Suzy": These 30-year-old twin sisters are identical in nearly every way. Both women live in Louisville, Kentucky. They're both employed full time, have stellar driving records, decent credit ratings and no lapses in car insurance coverage. They even drive twin 2005 Honda Civics – same color, make, model and mileage.
Sally pays $2,408 a year for car insurance – to get a policy providing theminimum coverage required by Kentucky – through Farmers Insurance. Meanwhile, Suzy pays Farmers $1,640 for the exact same coverage. So why is Sally paying 47 percent more than Suzy for the same insurance?
Thursday, March 3, 2016
The 6 Worst Mortgage Mistakes You Can Make
Is your house your castle? Or an albatross around your neck?
Your answer might depend a lot on your mortgage. Getting an affordable property at a great rate can make you feel as if life couldn't be any sweeter.
But ask anyone who bought a house with a mortgage they didn't understand and couldn't afford, and they will likely tell you their house has brought them nothing but frustration and tears.
If you'll be in the market for a new place soon, make sure you avoid the following six mortgage mistakes.
Wednesday, March 2, 2016
Pump and Dump Stock Schemes
Pump and dump stock schemes are a classic form of financial fraud with a long history that stretches back at least to the 1920s, which was an era of booming stock prices and rapidly increasing prevalence of telephones in the homes of ordinary Americans. As the scam was originally conceived and executed, people behind the scheme would place telephone calls touting worthless stocks to total strangers, just going down the list of names and numbers in printed telephone directories. This touting is the "pumping" part of the equation. The "dumping" part of the equation is making a successful sale, unloading the valueless securities on gullible investors.
How to Save Money Fast
During a tough economy or times of trouble, many people need to know how to save money fast. If you have lost your job or have suddenly mounted some unexpected bills, you need to figure out where to cut expenses immediately to redirect money towards essential costs (housing, food) or towards debt. With some evaluation of your budget and some quick action, you should be able save money to bridge your immediate situation but will also learn some valuable lessons in how to save money long-term.
Tuesday, March 1, 2016
4 Common Money Misconceptions About Women
In a decade-long Prudential survey that studied the financial experiences of women, research data showed that since the 2008 financial crisis, women have made significant improvements in their financial behavior. Still, many continue to admit a lack of knowledge and understanding of sophisticated financial products.
That lack of knowledge causes more than 50% of women to rely on someone else to make financial decisions regarding their future. On the other hand, the study dispels several myths about female financial behavior, casting a more positive light on women's money habits.
10 Guaranteed Ways to Retire Rich
Retiring comfortably — never mind wealthy — may seem out of reach to many people, given current savings rates. Consider that median savings accumulated by workers ages 51 through 60 years is $49,000, while the number for people ages 30 through 40 is $30,000, according to professional services firm Towers Watson.
Don't let the statistics scare you. With a little advance planning and self-discipline, you can have a golden nest egg at retirement.
Khmer Comedy, Pekmi Comedy
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7 Frugal, Fabulous Alternatives to the Diamond Engagement Ring
Are you engaged? Getting engaged soon? Hoping to get engaged someday? No matter where you are in the process, it's worth thinking about how you want to make the statement.
Many couples are finding that they don't want to go the traditional route of offering the bride-to-be a diamond ring. Some choose something else because they want to make a statement, others because they disapprove of the diamond industry — and even others because they simply like another option better.
If you're considering doing something non-traditional, there are many ways to personalize your engagement and make it stand out from others. Here are some frugal ideas for you.
Monday, February 29, 2016
This is voice record
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Keo Rumchong Vs. Russia
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Saturday, February 27, 2016
Brilliant and surprising uses for salt
In the kitchen, you use salt in just about everything. But what most people don't realize is that salt can be used for a lot more than cooking. Here are a few unexpected ways you can use salt and save a few bucks at the same time.
Hard-boiled eggs can be a tasty treat, but there's nothing more frustrating than having them fall apart when you try to peel them. Salt can help with that: If you add a teaspoon into the water before you heat things up, once they're done, those shells will slide right off.
Friday, February 26, 2016
14 Ways to Get Bigger Checks From Social Security
f you have focused all your retirement planning energy on your 401(k), you may be missing a key piece of the puzzle: Social Security.
You can influence your eventual payout from this safe, dull old-age safety net to a surprising degree by making some adjustments and changes in your planning.
The time to get started pumping up your Social Security checks is now, even if you've got decades to go before retirement. Here are some ways to do just that.
Thursday, February 25, 2016
High State Tax Rate? You Probably Want to Move
Residents of states with higher state tax burdens are more likely to want to move, a new study shows.
Gallup's recently released State of the States 2015 study found that residents of states with the highest aggregated state tax burdens are 10 percent more likely to say they would like to move permanently to another state compared to residents of states with the lowest burdens.
This aggregated state burden includes state income, property and sales tax rates and is based on data from the nonprofit Tax Foundation.
Biggest wild animal fights !!
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The Richest Women in the World 2015
It was yet another record year for women on the new FORBES list of the World’s Billionaires. Of a total 1,826 billionaires, 197 are women, up from 172 in 2014. That’s a nice gain, but women still account for just a small percentage of the list — 11% of the total.
Wednesday, February 24, 2016
Cities With the Most Vacant Homes for Sale or Rent
here is some bad news for people hoping to find a good deal on a home to rent or buy: The vacancy rate for American homes fell by 9.3 percent over the past two quarters, a new report shows.
RealtyTrac's analysis of residential property vacancies for the first quarter of this year, which was released this week, shows that only 1.6 percent of residential properties were vacant at the beginning of February.
Daren Blomquist, RealtyTrac vice president, says most U.S. real estate markets have too few vacant homes. In a press release, he explains the possible side effects of such a low vacancy rate:
khemrak Serey mun tell about his sister
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Bunny Live by PLAYBOY THAILAND
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